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Our current airline travel article:

4 Features to Look for in an Airline Credit Card by Samuel Petry

Airline credit cards have steadily been gaining popularity in the past few years. Airlines and other companies related to the travel industry benefit as customers utilize their services more frequently; brand loyalty is strengthened as well. Consumers with a good credit history gain by obtaining greater value from their credit cards. Fundamentally, airline credit cards operate in a similar manner; purchases charged to the credit card earn travel points for the card holder, these points can be redeemed in various ways, for example contributing toward free travel, hotel stays, service at a car wash, etc. Four key features to consider while selecting an airline credit card are given below.

Low Interest Rate: The cost of credit is measured in terms of the annual percentage rate (APR). A good credit profile helps to obtain a low APR, i.e. prime + 4%. Most credit cards offer a “variable rate” plan in which the APR changes with certain economic indicators. The interest rates vary with the cards and are influenced by other offerings such as the grace period, annual fee, bonus points, etc. A card holder who does not carry a monthly balance need not really worry about interest rates; however, people who do carry their balances forward can select from a number of airline credit cards that charge a low interest rate. Some cards offer an introductory rate of 0% interest on balance transfers over a period of time, which is typically 12 months.

Preset spending limit: The spending limit in airline credit cards can vary from a few hundred dollars to thousands of dollars. The minimum monthly payment is liable to increase with higher spending limits. Some cards allow users to spend over the credit limit, the amount over the limit and the resulting penalty are settled in the subsequent month's payment. Credit card bills can quickly balloon to unmanageable proportions. Therefore, inveterate spenders are well-advised to carefully consider the preset spending limit before settling on an airline credit card.

Compatibility with other frequent-flyer programs: It is important to check whether an airline credit card offers this feature; portability of miles points is desirable as it allows one the freedom to use the services of more than one airline for redeeming the points. By not being tied down to one airline, users have an increased number of destinations to choose from. Bank-sponsored airline credit cards offer greater compatibility with other frequent-flyer programs as compared to airline-sponsored credit cards that usually focus on a single airline.

Annual fees: There are several airline credit cards that do not charge an annual fee. Non-airline credit cards that allow users to accumulate miles are usually fee-free. The purpose behind fees is to try and defray the costs of the free miles and other freebies. The average annual fee for airline credit cards is around $ 70. Frequent fliers stand to gain more by using cards that charge a fee because with these cards the airline miles benefits are more as compared to cards that are free. Moreover, if the card is used for business-related travel, the annual fee can also be tax deductible.

http://www.ideamarketers.com/./library/article.cfm?articleid=73218

  • Airline Travel Lingo! Does The Language Need An Interpreter? by William Lezubski 
    With airline travel increasing in record numbers, more people are experiencing the frustration of understanding the airlines industry language, and leaving them feeling that they need an interpreter for the travel information they're receiving from the airline industry!It seems that air companies think that every individual that flies should have to understand all that travel Jargon they
    http://www.ezinearticles.com/
  • 4 Features to Look for in an Airline Credit Card by Samuel Petry
    Airline credit cards have steadily been gaining popularity in the past few years. Airlines and other companies related to the travel industry benefit as customers utilize their services more frequently; brand loyalty is strengthened as well. Consumers with a good credit history gain by obtaining greater value from their credit cards. Fundamentally, airline credit cards operate in a similar manner;
    http://www.ideamarketers.com/
  • How do airline credit cards work? by Samuel Pety
    Airline credit cards are a result of collaboration between credit card companies and different airlines. The concept of airline credit cards works well for frequent travelers, who gain in a number of ways by using airline credit cards. Purchases made through the credit cards earn points for the card holders; these points can be redeemed for free miles with the airline, at a car wash, hotels,
    http://www.ideamarketers.com/
  • by Ali Moazami is an experienced traveller who helps people save huge amounts on their travel. To get first-class car rentals, airline tickets, hotels and more at economy prices just visit Ali at http://www.secretwealth.net/travel.html No pressure or hyped u
    Have you seen the T.V. commercial where they show that one passenger paid only a few hundred for his plane ticket while the person sitting next to him paid over a thousand?This is only one example of a truth that becomes all toapparent every summer.You can SERIOUSLY over-pay for travel if you aren't careful.If you are wanting to travel this summer, or anyt
    http://www.aaarticles.com/
  • Finding great deals on Cheap Airline Tickets! by Mike Yeager
    Finding the best deals for cheap tickets has just become easier. In the past, if you wanted to find cheap tickets and discount airfares you had to contact a travel agent and explain where and when you wanted to go. They would do some research and eventually get back to you with a deal. Well, not anymore!Today you can seek out and find cheap tickets and discount airfares offering the be
    http://www.aaarticles.com/
  • WORLDWIDE AIRLINE TICKETS NOW by Knut R. Enebakk
    Dear friend!Do you need an flight to London or an gateway to New York - Copenhagen or London. OneTravel.com get you there allways - either for business travel - or holidays. Seek simple today for your target - for any destination in the world - and look for which departure times as your like.Great airlines bring you pleasent when you want to the cities in Australia - Asia -
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  • by Laura Quarantiello is the author of “Air-Ways – The Insider’s GuideTo Air Travel.” This great book covers every aspect of getting thereby air – from picking the airline to getting the best deal and evenwhich are the most confortable seats. For more info p
    Dear Editor: The following article is offered for your free use,provided the resource box is included. We would appreciate beingnotified if you use the article. Thank you!LOST ELECTRONIC DEVICES BECOMING COMMON AT AIRPORTSBy Laura Quarantiello© Tiare Publications370 wordsThere's more to the new airport security measures than just th
    http://www.aaarticles.com/
  • UK Travel Insurance by Joanne Elizabeth 
    Why Travel Insurance?The D-day is approaching and you are all set to start your travel. You might have cross-checked your luggage, your passport, your visa………..but what about your travel insurance?While we choose to travel, very few of us realise the importance of travel insurance even though our travel agents tell us a whole saga about its importance. It's only when
    http://www.ezinearticles.com/
  • Travel Wallet Checklist by William Manor
    A travel wallet can be pretty handy when you´re on the move, especially on international trips. It keeps all your travel documents and currency in one place for easy access. Following is a checklist of items you may want to keep in your travel wallet.Passport Photo ID Airline, Cruise and Train Tickets Boarding Pass Ins
    http://www.aaarticles.com/
  • Travel Credit Cards by Anthony harris
    One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit card offers, you can find a wide variety of airline miles reward programs. One of the most popular is one from Capital One. They offer a travel credit card called the Capital One No Hassle Miles Visa Signature Card.
    http://www.ideamarketers.com/

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